Helping Florida’s First Responders Maximize Their DROP Benefits

As former public servants ourselves, we understand the unique challenges and rewards that come with a life of service. Police officers, firefighters, EMTs, and other first responders spend their careers protecting others — and they deserve a retirement strategy that protects them in return.

The Deferred Retirement Option Program (DROP) offers Florida first responders a valuable opportunity to grow their retirement benefits, but navigating the details can be complex. From understanding payout timelines to managing lump-sum distributions, taxes, and reinvestment options, every decision within DROP carries long-term impact.

That’s where we come in. We help first responders:

  • Understand how DROP fits into their overall retirement plan
  • Evaluate options for maximizing growth while minimizing tax exposure
  • Coordinate pension, 457(b), and other benefits for a smooth transition into retirement
  • Create investment and income strategies that align with their goals and lifestyle after service

Our mission is simple — to help those who have dedicated their lives to serving others retire with confidence, purpose, and financial confidence.